Down Payment
Upfront cash required to purchase a property.
LTV (Loan-to-Value)
The percentage of the property financed by a mortgage.
Mortgage Interest
Yearly cost of borrowing.
Service Charges
Annual building fees in AED/sqft.
Vacancy Rate
Expected empty months per year.
NOI (Net Operating Income)
Rent after vacancy and expenses.
Equity
Property value minus the remaining loan.
Appreciation
Increase in property value over time.
Cashflow
Net income after all expenses.
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Understanding these terms will help you make informed investment decisions in the Dubai real estate market.